9841 Irvine Center Drive
You work hard to bring home a paycheck, provide food and shelter, and accumulate wealth, so you don’t want to leave these important issues to chance. Whether it is protecting your income, your life, or your home, making sure that you’re adequately insured can save you from financial ruin in the event of an unfortunate accident. Make sure that you’re covering the most important aspects of your life while spending money only on the insurance that you really need.
Insurance is an important element of any sound financial plan. Different kinds of insurance help protect you and your loved ones in different ways against the cost of accidents, illness, disability, and death.
We believe that an insurance program should be a part of every individual’s financial plan. Your Wealth Planning Group financial advisor can help you understand the reasons for buying insurance and how to determine the kind and amounts of insurance you need.
Life insurance planning can be a useful tool in your estate plan. When implementing life insurance plans, there are many elements that require consideration from advisors, including gift tax issues, estate tax issues, and generation-skipping transfer taxes. Moreover, understanding basic insurance principles can provide enhanced value to you as you customize planning solutions to meet their specific needs.
We view insurance as protection planning, or more specifically, a risk transfer tool. Having the right type and amount of coverage can be like putting into place a safety net to catch you if you fall. The specific areas of insurance that we offer are life, disability income, and long-term care. We also work with outside specialist to help with major medical coverage for small businesses.
When helping clients solve their needs for protection, we act as independent agents and shop for the best value for their premium dollars. We are not bound to just a few carriers. We work with multiple agencies to find affordable solutions to address your unique needs.