Broker Check

Asset Allocation

Asset Allocation involves spreading your investments across different asset classes with the intention of maximizing potential returns while at the same time, minimizing risks. Each client’s risk versus return equation needs to be balanced against their own personal situation. When constructing an investment portfolio there are many assets classes to choose from, ranging from the conservative (cash and bonds) through to the aggressive, such as emerging markets stocks, etc. Each class will deliver a certain mix of risk versus reward. For example, cash offers very little investment risk, but at the same time, little potential reward.

At Wealth Planning Group, we will help you build a suitable portfolio for each of your financial goals and the investment asset allocation for each goal will likely be different. During review sessions we will monitor your progress to keep your plan on target, and in doing so, your overall asset allocation my need to be re-balanced, or modified. We’ll help you plan for the unexpected, anticipate change, and adjust your plans over time.

*asset allocation does not ensure a profit or protect against a loss.

Return to Key Elements